Frequently Asked Questions > Getting Started with goHenry > Is there a credit check when I am creating an account?

Is there a credit check when I am creating an account?

Frequently Asked Questions > Getting Started with goHenry > Is there a credit check when I am creating an account?

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Is there a credit check when I am creating an account?

There is no credit check when you are setting up your goHenry account. We do not do anything that will show your credit score or have an effect on your score. We simply check against a four databases, one of these includes Experian, to help our system verify your identity. This check shouldn't take too long at all.

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What identification and information will I need to open a goHenry account?

When you open a goHenry account we are required to undertake a simple identity check in order to comply with our regulatory obligations. This check happens while you are going through the process of opening the account and takes seconds. We simply do an ID check against a number of public record databases, such as Continue Reading...

Can I use a Visa Electron card to set up my account?

We do accept all debit cards, however we don't accept Visa Electron cards. These are a sister product to the Visa debit card, you can see the differences outlined here. Visa Electron cards aren't accepted by many online retailers. This presents an issue for us, as accepting Visa Electron may result in adults without children Continue Reading...